Price Reduction - Primary on Main - Seller Financing
Address
109 Pine Clay Road, Wilmington, NC
Price
$ 339,900
Property Attributes
  • MLS#100574386
  • TypeSingle Family
  • Listing Status Active
  • CountyNEW HANOVER
  • CityWilmington
  • AreaCollege Acres
  • NeighborhoodWilmington
  • Zip28403
  • StyleSingle Family Residence
  • Year Built1945
  • Taxes$ 2056
  • Price$ 339,900
  • Bedrooms4
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage1075
  • Lot Size0.34 Acres
Data Source:
Cape Fear REALTORS® - NCRMLS
Property Description

Rare Wilmington property featuring a charming cottage-style 3BR/2BA main house plus detached 1BR/1BA ADU tucked away on a private wooded lot in central Wilmington. The main home blends classic character with thoughtful updates including updated flooring, paint, fixtures, kitchen improvements, and exterior enhancements while maintaining its original cottage charm. The detached ADU offers excellent flexibility for rental income, guest space, multi-generational living, home office use, or house-hack potential. A new roof was recently installed on the ADU. The main house was recently rented for $2,000/month and the ADU for $1,000/month. Both units are currently vacant. Highlights: 3BR/2BA main house Detached 1BR/1BA ADU Brand-new roof on ADU Both units currently vacant Previous combined rents of $3,000/month No HOA Private wooded lot Covered front porch Value-add and rental upside Great setup for investor, house hack, guest space, or multi-generational living Convenient to UNCW, Mayfaire, Wrightsville Beach, shopping, dining, and downtown Wilmington Seller financing may be considered with strong terms A rare opportunity to own a versatile income-producing property with character, flexibility, and strong rental potential in a highly convenient Wilmington location. Owner is a licensed North Carolina real estate agent.

Elementary School Middle School High School
College Park Elementary School Noble Middle School New Hanover High School
Price History
5/16/2026 Listed $375,000
7/12/2026 3$365,000
8/1/2026 2$359,900
8/10/2026 3$349,900
8/31/2026 3$339,900

General Features

Living Area 1075.0
Heating Electric,Heat Pump
Cooling Central Air
Utilities Cable Available,Sewer Available,Sewer Connected,Water Available,Water Connected
Possession Close Of Escrow,Negotiable,At Closing
Roof Shingle
Appliances Washer,Refrigerator,Range,Dryer,Dishwasher,Electric Range
Zoning R-20
Patio/Porch Features Deck,Porch,Front Porch,Side Porch
Construction Materials Metal Siding,Vinyl Siding,Wood Siding,Wood Frame
Pets Allowed Dogs OK,Cats OK,Yes
Year Built 1945
View See Remarks
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Taxes 2056.82
Parcel Number R05013-006-009-000
Waterfront Features None
Accessibility None
County New Hanover
Operating Expense 0.0
New Construction No
Property Type Residential
In City Limits? (Y/N) Yes
Association Amenities See Remarks,Other
HOA No
Attached Garage No
Subdivision Name College Acres
Garage Y/N No
Other Structures Outbuilding
Total Rooms 9
Full Baths 3
Status Active
Buyer Financing Seller Financing
Directions Eastwood rd onton Racine turn left onto Carl then left onto pine clay
High School New Hanover
City Wilmington
High School District New Hanover
Lot Size Units Acres
Lot Size Square Feet 14810.0
Carport Spaces 0.0
Carport Y/N No
Green Building Verification Type None
Elementary School College Park
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Noble
Property Condition UpdatedRemodeled
Ok to Lease Month To Month
Lease Considered Y/N No
Structure Type Duplex,Wood Frame,Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 349500
Legal Description R05013-006-009-000

Interior Features

Interior Amenities Master Downstairs,Walk-in Closet(s),Apt/Suite,Pantry,Walk-in Shower,Walk-In Closet(s)
Basement None
Flooring LVT/LVP
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 1
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Laundry Features Dryer Hookup,Washer Hookup,Laundry Room
Total Bedrooms 4
Attic Features Access Only
Entry Level 1
Room Type Bedroom 1,Bedroom 2,Bedroom 3,Master Bedroom,Studio,Dining Area,Living Room,Bathroom 1,Bathroom 2
Unit Type 4 Bedroom Or More,Apartments,Efficiency
Total Baths 3
Living Area Range 1000 - 1199
SmokingYN No

Exterior Features

Exterior Finish Metal Siding,Vinyl Siding,Wood Siding
Fencing Wood
Parking Features Off Street,On Site,Unpaved
Lot Features Level,Wooded
Water Source Public
Total Parking 0.0
Lot Size Area 0.34
Foundation Details Raised,Crawl Space
Spa No
Building Area Total 1075.0
Lot Dimensions 80X190
Lot Size Acres 0.34
Frontage Type See Remarks
Waterfront Y/N No
Road Frontage Type City Street,State Road
Crops Included Y/N No
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 28403

Price
AVG $780K
$340K
Taxes
AVG $3,394
$2,056
Year Built
AVG 1974
1945
Visits
AVG 74
142
Data Provided by Inside Real Estate®

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